body {
	margin-left: 0px;
	margin-top: 0px;
	margin-right: 0px;
	margin-bottom: 0px;
	background-color: #006699;
	background-repeat: no-repeat;
	background-position: center 25px;
	background-image: url(../images/narrowhalfoval964x146.gif);
}
#container {
	width: 963.5px;
	margin-right: auto;
	margin-left: auto;
	margin-top: 100px;
	background-color: #FFFFFF;
}
#footer {
	font-family: Arial, Helvetica, sans-serif, Calibri;
	color: #FFFFFF;
	font-size: 12px;
	clear: both;
	width: 964px;
	text-align: center;
}

#header {
	width: 90%;
	height: 147px;
	background-color: #FFFFFF;
	margin-left: auto;
	margin-right: auto;
}
#logo {
	float: left;
	height: 97px;
	width: 294px;
}
#nav {
	margin-top: 3em;
	float: left;
	line-height: 1.2;
	width: 480px;
}
#container2 {
	float: left;
	width: 100%;
	background-color: #FFFFFF;
}
#leftpanel {
	width: 33%;
	margin-right: 1em;
	background-color: #FFFFFF;
	margin-left: 1.5em;
	float: left;
}
#rightpanel {
	float: left;
	width: 50%;
	font-family: Arial, Helvetica, sans-serif, Calibri;
	font-size: 12px;
	line-height: 1.5;
	color: #000000;
	text-align: justify;
	margin-left: 2em;
}

.nav1 {
	font-family: Arial, Helvetica, sans-serif, Calibri;
	font-size: 14px;
	color: #000000;
	text-decoration: none;
	margin-right: 1em;
	margin-left: 1em;
}
a.nav1:visited {
	font-family: Arial, Helvetica, sans-serif, Calibri;
	font-size: 14px;
	color: #000000;
}
a.nav1:active {
	font-family: Arial, Helvetica, sans-serif, Calibri;
	font-size: 14px;
	color: #FF0000;
}
a.nav1:hover {
	font-family: Arial, Helvetica, sans-serif, Calibri;
	font-size: 14px;
	color: #FF0000;
}
#nav1 {
	float: left;
	width: 500px;
	margin-top: 46px;
}
#container1 {
	float: left;
	width: 775px;
	margin-top: 2em;
	background-color: #FFFFFF;
	margin-left: 25px;
}
.whitetext {
	color: #FFFFFF;
	font-family: Arial, Helvetica, sans-serif, Calibri;
	font-size: 12px;
	text-align: justify;
	margin-top: 1em;
	line-height: 1.5;
}
a.nav2:visited {
	font-family: Arial, Helvetica, sans-serif, Calibri;
	font-size: 14px;
	color: #000000;
}
a.nav2:active {
	font-family: Arial, Helvetica, sans-serif, Calibri;
	font-size: 14px;
	color: #FF0000;
	background-image: url(images/yellowgreenredblue75x10.jpg);
	background-repeat: no-repeat;
	background-position: right top;
}
.nav2 {
	font-family: Arial, Helvetica, sans-serif, Calibri;
	font-size: 14px;
	background-image: url(images/blueredgreenyellowrectangle.gif);
	background-repeat: no-repeat;
	background-position: right center;
	margin-right: 1em;
	margin-left: 1em;
	text-decoration: none;
	display: block;
	color: #000000;
}
a.nav2:hover {
	font-family: Arial, Helvetica, sans-serif, Calibri;
	font-size: 14px;
	color: #FF0000;
	background-image: url(images/yellowgreenredblue75x10.jpg);
	background-repeat: no-repeat;
	background-position: right top;
}
.centertext {
	text-align: center;
}